As a commercial business owner in Wisconsin, you have enough to focus on without wondering if your business is properly insured. Our agents will review your unique situation and help you create a plan tailored to your specific needs. No matter what type or size of business you own, get the peace of mind that comes from knowing you are covered.
Basic property insurance covers losses due to fire or lightning, including the cost of removing property as a way to protect it from further damage. Should you want to purchase more than basic coverage, you can buy a standard policy that provides coverage for extended perils, such as floods, windstorms, hail, earthquakes, acts of terrorism, explosion, riots, smoke, civil commotions and vehicles that damage your property. Beyond that, coverage for vandalism and malicious mischief can also be included.
An automobile insurance policy is designed to provide you with a level of protection against property, liability and medical costs if you are involved in an accident.
Selecting the correct liability limits is fundamental.
Many states have minimum liability limits. While it may lower your premium, reducing your liability limits to minimum legal levels and dropping underinsured motorists coverage could open you up to substantial risk.
Risk management is the identification, assessment, and prioritization of risks and the subsequent coordinated and economical application of resources to minimize, monitor and control the probability and impact of losses. Effective risk management activities create value and should be an integral part of the decision-making process.
Health insurance is likely one of the first benefits potential employees think of when learning about your company’s benefits package.
Our knowledgeable staff work with a number of insurance carriers, ensuring your plan is best suited for you and your employees.
Employers have a legal responsibility to their employees to make the workplace safe. However, accidents happen even when every reasonable safety measure has been taken.
To protect employers from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income to employees hurt in workplace accidents, in almost every state, businesses are required to buy worker's compensation insurance. Worker's compensation insurance covers workers injured on the job, whether they’re hurt on the workplace premises or elsewhere, or in auto accidents while on business. It also covers work-related illnesses.
Let us help lower your Worker’s Compensation Costs!
General Liability Insurance
The only way to effectively protect the assets of your business is to carry adequate Commercial General Liability (CGL) insurance coverage. CGL protects your business from damages caused by bodily injury or property damage for which your business is found to be legally liable.
Excess Liability (Umbrella) Insurance
Excess liability insurance (ELI), more commonly known as umbrella insurance, is one of the most important types of insurance your company can buy. It protects your business from holes or limits in existing policy coverage as well as from financially draining lawsuits. Just as you carry an umbrella to protect you from a potential downpour, ELI protects your company from the types of claims that could close your business.